---
title: "Agentic Payments"
description: "Agentic payments with BlindPay: let AI agents move money compliantly. Expose the full stablecoin payments API as MCP tools, Agent Skills, and a CLI so agents create quotes, run payouts, and manage virtual accounts with natural language."
faq:
  - q: What are agentic payments?
    a: Agentic payments are payments initiated and managed by AI agents: creating quotes, executing payouts, on-ramping, and managing virtual accounts through natural language and tool calls instead of manual API integration. BlindPay exposes its full stablecoin payments API as MCP tools, Agent Skills, and a CLI so agents move money compliantly.
  - q: How do AI agents make payments with BlindPay?
    a: Connect the BlindPay MCP server (npx -y @blindpaylabs/blindpay-mcp) to an MCP host like Claude, Cursor, or Claude Code. The agent calls BlindPay tools to create quotes, execute payouts across blockchains and local rails, and manage customers and virtual accounts: with confirmation gating for money movement.
  - q: Which AI assistants and agents support BlindPay?
    a: Any MCP-compatible host or function-calling model: including Claude, Claude Code, Cursor, and OpenAI-compatible models: plus AI app builders like Lovable, v0, Bolt.new, and Replit through the REST API.
  - q: Are agentic payments safe and compliant?
    a: Yes. BlindPay is a FinCEN-registered MSB with KYC/KYB and blockchain screening on every transfer. Money-movement tools require explicit confirmation, and API keys scope agent access.
---

# Agentic Payments

**Let AI agents move money: compliantly.** BlindPay exposes its full stablecoin payments API as MCP tools, Agent Skills, and a CLI, so agents create quotes, run payouts, and manage virtual accounts with natural language.

## What are agentic payments?

Agentic payments are payments **initiated and managed by AI agents** rather than hand-written integration code. An agent reasons about a goal: "pay this contractor 1,000 USDC to their USD bank account": and executes it through tool calls, while BlindPay handles FX, rails, settlement, and compliance.

## Three surfaces for agents

::c-steps

### MCP Server

The Model Context Protocol server exposes the BlindPay API as tools for any MCP host (Claude, Cursor, Claude Code).

```json [.mcp.json]
{
  "mcpServers": {
    "blindpay": {
      "command": "npx",
      "args": ["-y", "@blindpaylabs/blindpay-mcp"],
      "env": {
        "BLINDPAY_API_KEY": "your-api-key",
        "BLINDPAY_INSTANCE_ID": "your-instance-id"
      }
    }
  }
}
```

### Agent Skills

Structured domain knowledge of rails, corridors, fees, and API patterns so agents build correct flows.

```bash [Terminal]
npx skills add blindpaylabs/blindpay-skills
```

### CLI

The full API in the terminal with JSON output: for developers and agents.

```bash [Terminal]
npm install -g @blindpay/cli
blindpay customers list --json
```

::

## What agents can do

- Create FX and payout quotes.
- Execute payouts across blockchains and local rails (ACH, PIX, SPEI, SEPA, SWIFT).
- On-ramp local fiat into stablecoins.
- Create and manage customers and virtual accounts.
- Configure webhooks.

## Safe by design

BlindPay is a FinCEN-registered MSB. KYC/KYB and blockchain screening run on every transfer, money-movement tools gate on explicit confirmation, and API keys scope what an agent can do.

## Add agentic payments to your builder

[Cursor](/docs/integrations/cursor) · [Claude Code](/docs/integrations/claude-code) · [Lovable](/docs/integrations/lovable) · [v0](/docs/integrations/v0) · [Bolt.new](/docs/integrations/bolt) · [Replit](/docs/integrations/replit) · [all integrations](/docs/integrations)


## Links

- [BlindPay for AI](/ai) · [MCP repo](https://github.com/blindpaylabs/blindpay-mcp) · [Skills repo](https://github.com/blindpaylabs/blindpay-skills)
- [Stablecoin API](/stablecoin-api) · [Stablecoin payments](/stablecoin-payments)
- [Docs](/docs/getting-started/overview) · [Sign up](https://app.blindpay.com/sign-up)