[{"data":1,"prerenderedAt":184},["ShallowReactive",2],{"content-\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts":3},{"id":4,"title":5,"author":6,"beta":7,"body":8,"categories":6,"category":168,"categoryType":169,"date":170,"description":171,"extension":172,"isBlog":7,"isChangelog":173,"meta":174,"navigation":173,"path":179,"rawbody":180,"seo":181,"stem":182,"thumbnail":6,"__hash__":183},"content\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts.md","SEPA EUR Payouts",null,false,{"type":9,"value":10,"toc":159},"minimark",[11,15,20,45,49,52,69,73,106,110,113,116,123,126,152,156],[12,13,14],"p",{},"You can now send USDC and have your receiver get EUR across the SEPA zone. USDC moves on Polygon or Ethereum, and EUR lands in the receiver's IBAN within 5 to 30 minutes.",[16,17,19],"h2",{"id":18},"tldr","TL;DR",[21,22,23,27,30,33,36,39,42],"ul",{},[24,25,26],"li",{},"Send USDC and pay receivers in EUR across 40 SEPA-zone countries",[24,28,29],{},"USDC on Polygon or Ethereum",[24,31,32],{},"Minimum payout: 11 USDC",[24,34,35],{},"Per-payout maximum: $100,000 when the receiver is an individual, $300,000 when the receiver is a business",[24,37,38],{},"Settlement in 5 to 30 minutes after we receive your USDC",[24,40,41],{},"Supports B2B, B2C, C2B, and C2C use cases. 7 countries are C2C-only (see below)",[24,43,44],{},"Same payout API as every other rail. Create a SEPA bank account, request a quote, execute the payout",[16,46,48],{"id":47},"how-it-works","How it works",[12,50,51],{},"The flow is identical to your existing payouts:",[53,54,55,63,66],"ol",{},[24,56,57,58,62],{},"Create a bank account with ",[59,60,61],"code",{},"type: \"sepa\"",", the receiver's IBAN, BIC, full name, and address. The country of the IBAN determines which use cases are available (see the C2C-only list below).",[24,64,65],{},"Request a quote for the USDC amount you want to send. We return the EUR your receiver will get.",[24,67,68],{},"Execute the payout. EUR settles to the receiver's IBAN within 5 to 30 minutes after we receive your USDC.",[16,70,72],{"id":71},"rules","Rules",[21,74,75,82,88,94,100],{},[24,76,77,81],{},[78,79,80],"strong",{},"Minimum",": 11 USDC per payout.",[24,83,84,87],{},[78,85,86],{},"Per-payout maximum",": $100,000 when the receiver is an individual (B2C, C2C) and $300,000 when the receiver is a business (B2B, C2B).",[24,89,90,93],{},[78,91,92],{},"No fixed EUR amounts",": quotes take a USDC amount and return the EUR your receiver gets.",[24,95,96,99],{},[78,97,98],{},"Networks",": USDC on Polygon or Ethereum mainnet. Native USDC only.",[24,101,102,105],{},[78,103,104],{},"Receiver country",": must be one of the 40 SEPA-zone countries listed below.",[16,107,109],{"id":108},"supported-countries","Supported countries",[12,111,112],{},"All 40 countries below support B2B, B2C, C2B, and C2C use cases unless flagged:",[12,114,115],{},"Andorra (AD), Albania (AL), Austria (AT)*, Belgium (BE), Bulgaria (BG), Switzerland (CH), Cyprus (CY), Czech Republic (CZ), Germany (DE), Denmark (DK), Estonia (EE)*, Spain (ES), Finland (FI)*, France (FR)*, United Kingdom (GB), Greece (GR), Croatia (HR), Hungary (HU), Ireland (IE), Iceland (IS), Italy (IT), Liechtenstein (LI), Lithuania (LT)*, Luxembourg (LU), Latvia (LV), Monaco (MC), Moldova (MD), Montenegro (ME), North Macedonia (MK), Malta (MT), Netherlands (NL), Norway (NO)*, Poland (PL), Portugal (PT)*, Romania (RO), Sweden (SE), Slovenia (SI), Slovakia (SK), San Marino (SM), Vatican City (VA).",[12,117,118,119,122],{},"* ",[78,120,121],{},"C2C-only countries",": Austria (AT), Estonia (EE), Finland (FI), France (FR), Lithuania (LT), Norway (NO), and Portugal (PT) only accept C2C (individual to individual) payouts. Sending to a business beneficiary in these countries (B2B, C2B) or sending from a business sender (B2C) is not supported.",[12,124,125],{},"The use case is derived from the sender (your customer) and the receiver:",[21,127,128,134,140,146],{},[24,129,130,133],{},[78,131,132],{},"B2B",": business sender to business beneficiary",[24,135,136,139],{},[78,137,138],{},"B2C",": business sender to individual beneficiary",[24,141,142,145],{},[78,143,144],{},"C2B",": individual sender to business beneficiary",[24,147,148,151],{},[78,149,150],{},"C2C",": individual sender to individual beneficiary",[16,153,155],{"id":154},"get-started","Get started",[12,157,158],{},"If your account already has KYC approved, SEPA is available immediately, no extra activation. Create a SEPA bank account from the dashboard or the API, and you're ready to send your first payout.",{"title":160,"searchDepth":161,"depth":161,"links":162},"",2,[163,164,165,166,167],{"id":18,"depth":161,"text":19},{"id":47,"depth":161,"text":48},{"id":71,"depth":161,"text":72},{"id":108,"depth":161,"text":109},{"id":154,"depth":161,"text":155},"New Feature","feature","2026-05-29","Send USDC and have your receiver get EUR in any SEPA-zone bank account across 40 countries, with settlement in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C use cases.","md",true,{"excerpt":175},{"type":9,"value":176},[177],[12,178,14],{},"\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts","---\ntitle: SEPA EUR Payouts\ndescription: Send USDC and have your receiver get EUR in any SEPA-zone bank account across 40 countries, with settlement in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C use cases.\ndate: 2026-05-29\ncategory: New Feature\ncategoryType: feature\nisChangelog: true\n---\n\nYou can now send USDC and have your receiver get EUR across the SEPA zone. USDC moves on Polygon or Ethereum, and EUR lands in the receiver's IBAN within 5 to 30 minutes.\n\n\u003C!--more-->\n\n## TL;DR\n\n- Send USDC and pay receivers in EUR across 40 SEPA-zone countries\n- USDC on Polygon or Ethereum\n- Minimum payout: 11 USDC\n- Per-payout maximum: $100,000 when the receiver is an individual, $300,000 when the receiver is a business\n- Settlement in 5 to 30 minutes after we receive your USDC\n- Supports B2B, B2C, C2B, and C2C use cases. 7 countries are C2C-only (see below)\n- Same payout API as every other rail. Create a SEPA bank account, request a quote, execute the payout\n\n## How it works\n\nThe flow is identical to your existing payouts:\n\n1. Create a bank account with `type: \"sepa\"`, the receiver's IBAN, BIC, full name, and address. The country of the IBAN determines which use cases are available (see the C2C-only list below).\n2. Request a quote for the USDC amount you want to send. We return the EUR your receiver will get.\n3. Execute the payout. EUR settles to the receiver's IBAN within 5 to 30 minutes after we receive your USDC.\n\n## Rules\n\n- **Minimum**: 11 USDC per payout.\n- **Per-payout maximum**: $100,000 when the receiver is an individual (B2C, C2C) and $300,000 when the receiver is a business (B2B, C2B).\n- **No fixed EUR amounts**: quotes take a USDC amount and return the EUR your receiver gets.\n- **Networks**: USDC on Polygon or Ethereum mainnet. Native USDC only.\n- **Receiver country**: must be one of the 40 SEPA-zone countries listed below.\n\n## Supported countries\n\nAll 40 countries below support B2B, B2C, C2B, and C2C use cases unless flagged:\n\nAndorra (AD), Albania (AL), Austria (AT)\\*, Belgium (BE), Bulgaria (BG), Switzerland (CH), Cyprus (CY), Czech Republic (CZ), Germany (DE), Denmark (DK), Estonia (EE)\\*, Spain (ES), Finland (FI)\\*, France (FR)\\*, United Kingdom (GB), Greece (GR), Croatia (HR), Hungary (HU), Ireland (IE), Iceland (IS), Italy (IT), Liechtenstein (LI), Lithuania (LT)\\*, Luxembourg (LU), Latvia (LV), Monaco (MC), Moldova (MD), Montenegro (ME), North Macedonia (MK), Malta (MT), Netherlands (NL), Norway (NO)\\*, Poland (PL), Portugal (PT)\\*, Romania (RO), Sweden (SE), Slovenia (SI), Slovakia (SK), San Marino (SM), Vatican City (VA).\n\n\\* **C2C-only countries**: Austria (AT), Estonia (EE), Finland (FI), France (FR), Lithuania (LT), Norway (NO), and Portugal (PT) only accept C2C (individual to individual) payouts. Sending to a business beneficiary in these countries (B2B, C2B) or sending from a business sender (B2C) is not supported.\n\nThe use case is derived from the sender (your customer) and the receiver:\n\n- **B2B**: business sender to business beneficiary\n- **B2C**: business sender to individual beneficiary\n- **C2B**: individual sender to business beneficiary\n- **C2C**: individual sender to individual beneficiary\n\n## Get started\n\nIf your account already has KYC approved, SEPA is available immediately, no extra activation. Create a SEPA bank account from the dashboard or the API, and you're ready to send your first payout.\n",{"title":5,"description":171},"changelog\u002F2026-05-29-sepa-eur-payouts","uznyNF0TJgRgANKwHCSEEsRSvmUhYf5XdY4LHUi04eU",1780093061549]