[{"data":1,"prerenderedAt":274},["ShallowReactive",2],{"content-\u002Fstablecoin-payments":3},{"id":4,"title":5,"author":6,"beta":7,"body":8,"categories":6,"category":6,"categoryType":6,"date":6,"description":253,"extension":254,"faq":255,"howto":6,"isBlog":7,"isChangelog":7,"meta":268,"navigation":269,"path":270,"rawbody":271,"seo":272,"stem":14,"thumbnail":6,"__hash__":273},"content\u002Fstablecoin-payments.md","Stablecoin Payments",null,false,{"type":9,"value":10,"toc":243},"minimark",[11,15,23,28,50,53,57,90,94,162,165,169,197,201,204,208],[12,13,5],"h1",{"id":14},"stablecoin-payments",[16,17,18,22],"p",{},[19,20,21],"strong",{},"Send and receive stablecoin payments worldwide with BlindPay."," Cross-border payouts, on-ramps, and virtual accounts using USDC and USDT: settling to local fiat in under 60 seconds.",[24,25,27],"h2",{"id":26},"how-stablecoin-payments-work","How stablecoin payments work",[29,30,31,38,44],"ol",{},[32,33,34,37],"li",{},[19,35,36],{},"Quote",": request a live FX quote for a stablecoin-to-fiat payment.",[32,39,40,43],{},[19,41,42],{},"Convert",": BlindPay converts USDC\u002FUSDT at competitive rates with transparent fees.",[32,45,46,49],{},[19,47,48],{},"Settle",": funds pay out to a local bank account over the destination's payment rail.",[16,51,52],{},"No pre-funding. Full compliance. Instant settlement.",[24,54,56],{"id":55},"use-cases","Use cases",[58,59,60,66,72,78,84],"ul",{},[32,61,62,65],{},[19,63,64],{},"Remittances",": cross-border transfers at lower cost and faster speed.",[32,67,68,71],{},[19,69,70],{},"Payouts & payroll",": pay contractors, sellers, and employees globally in local currency.",[32,73,74,77],{},[19,75,76],{},"Fintechs & PSPs",": embed USD-denominated accounts and local rails.",[32,79,80,83],{},[19,81,82],{},"Marketplaces",": settle to global sellers from a single balance.",[32,85,86,89],{},[19,87,88],{},"Import\u002Fexport",": international trade settlement.",[24,91,93],{"id":92},"where-you-can-pay","Where you can pay",[95,96,97,110],"table",{},[98,99,100],"thead",{},[101,102,103,107],"tr",{},[104,105,106],"th",{},"Country \u002F region",[104,108,109],{},"Rails",[111,112,113,122,130,138,146,154],"tbody",{},[101,114,115,119],{},[116,117,118],"td",{},"United States",[116,120,121],{},"ACH, RTP, WIRE, SWIFT",[101,123,124,127],{},[116,125,126],{},"Brazil",[116,128,129],{},"PIX, TED, BOLETO",[101,131,132,135],{},[116,133,134],{},"Mexico",[116,136,137],{},"SPEI",[101,139,140,143],{},[116,141,142],{},"Colombia",[116,144,145],{},"PSE",[101,147,148,151],{},[116,149,150],{},"Argentina",[116,152,153],{},"TRANSFER 3.0",[101,155,156,159],{},[116,157,158],{},"Europe",[116,160,161],{},"SEPA (EUR)",[16,163,164],{},"Plus growing coverage across the Americas, Europe, Asia Pacific, and Africa.",[24,166,168],{"id":167},"popular-corridors","Popular corridors",[58,170,171,187],{},[32,172,173,178,179,178,183],{},[174,175,177],"a",{"href":176},"\u002Fusdc-to-usd","USDC to USD"," · ",[174,180,182],{"href":181},"\u002Fusdc-to-brl","USDC to BRL",[174,184,186],{"href":185},"\u002Fusdc-to-mxn","USDC to MXN",[32,188,189,178,193],{},[174,190,192],{"href":191},"\u002Fusdt-to-cop","USDT to COP",[174,194,196],{"href":195},"\u002Fusdt-to-ars","USDT to ARS",[24,198,200],{"id":199},"compliance-built-in","Compliance built in",[16,202,203],{},"BlindPay is a FinCEN-registered Money Services Business (MSB) with KYC\u002FKYB onboarding, blockchain compliance screening on every transfer, and risk monitoring across jurisdictions.",[24,205,207],{"id":206},"start-sending-stablecoin-payments","Start sending stablecoin payments",[58,209,210,222,232],{},[32,211,212,178,216],{},[174,213,215],{"href":214},"\u002Fdocs\u002Fgetting-started\u002Fquick-start","Quick start",[174,217,221],{"href":218,"rel":219},"https:\u002F\u002Fapi.blindpay.com\u002Freference",[220],"nofollow","API reference",[32,223,224,178,228],{},[174,225,227],{"href":226},"\u002Fstablecoin-api","Stablecoin API",[174,229,231],{"href":230},"\u002Fagentic-payments","Agentic payments",[32,233,234,178,238],{},[174,235,237],{"href":236},"\u002Fglobal-payments","Global payments",[174,239,242],{"href":240,"rel":241},"https:\u002F\u002Fapp.blindpay.com\u002Fsign-up",[220],"Sign up",{"title":244,"searchDepth":245,"depth":245,"links":246},"",2,[247,248,249,250,251,252],{"id":26,"depth":245,"text":27},{"id":55,"depth":245,"text":56},{"id":92,"depth":245,"text":93},{"id":167,"depth":245,"text":168},{"id":199,"depth":245,"text":200},{"id":206,"depth":245,"text":207},"Send and receive stablecoin payments worldwide with BlindPay. Cross-border payouts, on-ramps, and virtual accounts using USDC and USDT, settling to local fiat over ACH, PIX, SPEI, SEPA, and SWIFT in under 60 seconds.","md",[256,259,262,265],{"q":257,"a":258},"What are stablecoin payments?","Stablecoin payments use dollar-pegged tokens like USDC and USDT to move value across borders, then convert to local fiat for settlement into bank accounts. BlindPay makes stablecoin payments compliant and instant, settling over local rails like ACH, PIX, SPEI, SEPA, and SWIFT.",{"q":260,"a":261},"How fast are stablecoin payments with BlindPay?","International stablecoin payments settle in under 60 seconds, compared to days for traditional wires, with transparent FX and no pre-funding.",{"q":263,"a":264},"Can I receive stablecoin payments into a local bank account?","Yes. BlindPay converts USDC or USDT to local fiat and pays out to bank accounts over ACH, RTP, WIRE, SWIFT, PIX, TED, SPEI, PSE, TRANSFER 3.0, and SEPA. You can also issue virtual accounts that receive fiat and auto-convert to stablecoins.",{"q":266,"a":267},"Who uses BlindPay stablecoin payments?","Fintechs, payment service providers, remittance companies, payroll platforms, marketplaces, and import\u002Fexport businesses use BlindPay to move money across borders faster and cheaper than traditional rails.",{},true,"\u002Fstablecoin-payments","---\ntitle: \"Stablecoin Payments\"\ndescription: \"Send and receive stablecoin payments worldwide with BlindPay. Cross-border payouts, on-ramps, and virtual accounts using USDC and USDT, settling to local fiat over ACH, PIX, SPEI, SEPA, and SWIFT in under 60 seconds.\"\nfaq:\n  - q: What are stablecoin payments?\n    a: Stablecoin payments use dollar-pegged tokens like USDC and USDT to move value across borders, then convert to local fiat for settlement into bank accounts. BlindPay makes stablecoin payments compliant and instant, settling over local rails like ACH, PIX, SPEI, SEPA, and SWIFT.\n  - q: How fast are stablecoin payments with BlindPay?\n    a: International stablecoin payments settle in under 60 seconds, compared to days for traditional wires, with transparent FX and no pre-funding.\n  - q: Can I receive stablecoin payments into a local bank account?\n    a: Yes. BlindPay converts USDC or USDT to local fiat and pays out to bank accounts over ACH, RTP, WIRE, SWIFT, PIX, TED, SPEI, PSE, TRANSFER 3.0, and SEPA. You can also issue virtual accounts that receive fiat and auto-convert to stablecoins.\n  - q: Who uses BlindPay stablecoin payments?\n    a: Fintechs, payment service providers, remittance companies, payroll platforms, marketplaces, and import\u002Fexport businesses use BlindPay to move money across borders faster and cheaper than traditional rails.\n---\n\n# Stablecoin Payments\n\n**Send and receive stablecoin payments worldwide with BlindPay.** Cross-border payouts, on-ramps, and virtual accounts using USDC and USDT: settling to local fiat in under 60 seconds.\n\n## How stablecoin payments work\n\n1. **Quote**: request a live FX quote for a stablecoin-to-fiat payment.\n2. **Convert**: BlindPay converts USDC\u002FUSDT at competitive rates with transparent fees.\n3. **Settle**: funds pay out to a local bank account over the destination's payment rail.\n\nNo pre-funding. Full compliance. Instant settlement.\n\n## Use cases\n\n- **Remittances**: cross-border transfers at lower cost and faster speed.\n- **Payouts & payroll**: pay contractors, sellers, and employees globally in local currency.\n- **Fintechs & PSPs**: embed USD-denominated accounts and local rails.\n- **Marketplaces**: settle to global sellers from a single balance.\n- **Import\u002Fexport**: international trade settlement.\n\n## Where you can pay\n\n| Country \u002F region | Rails |\n| --- | --- |\n| United States | ACH, RTP, WIRE, SWIFT |\n| Brazil | PIX, TED, BOLETO |\n| Mexico | SPEI |\n| Colombia | PSE |\n| Argentina | TRANSFER 3.0 |\n| Europe | SEPA (EUR) |\n\nPlus growing coverage across the Americas, Europe, Asia Pacific, and Africa.\n\n## Popular corridors\n\n- [USDC to USD](\u002Fusdc-to-usd) · [USDC to BRL](\u002Fusdc-to-brl) · [USDC to MXN](\u002Fusdc-to-mxn)\n- [USDT to COP](\u002Fusdt-to-cop) · [USDT to ARS](\u002Fusdt-to-ars)\n\n## Compliance built in\n\nBlindPay is a FinCEN-registered Money Services Business (MSB) with KYC\u002FKYB onboarding, blockchain compliance screening on every transfer, and risk monitoring across jurisdictions.\n\n## Start sending stablecoin payments\n\n- [Quick start](\u002Fdocs\u002Fgetting-started\u002Fquick-start) · [API reference](https:\u002F\u002Fapi.blindpay.com\u002Freference)\n- [Stablecoin API](\u002Fstablecoin-api) · [Agentic payments](\u002Fagentic-payments)\n- [Global payments](\u002Fglobal-payments) · [Sign up](https:\u002F\u002Fapp.blindpay.com\u002Fsign-up)\n\n",{"title":5,"description":253},"Vkal5ZDZEMEwVXt7q9GaDteZIWpKJjJQzgFZJAZLhbc",1780646472730]