---
title: "Stablecoin Payouts"
description: "Send mass stablecoin payouts with BlindPay. Pay contractors, sellers, and vendors worldwide: convert USDC and USDT to local fiat and settle over ACH, PIX, SPEI, SEPA, and SWIFT in under 60 seconds."
faq:
  - q: What are stablecoin payouts?
    a: Stablecoin payouts use USDC or USDT to fund payments that settle to recipients' local bank accounts in their own currency. BlindPay handles the FX conversion, compliance, and bank-rail settlement through one API.
  - q: How do I send stablecoin payouts at scale?
    a: Create a payout quote, then execute payouts via the BlindPay API or CLI. You can pay many recipients across countries from a single stablecoin balance, with webhooks for status. No pre-funding of local currency is required.
  - q: Which currencies and rails do stablecoin payouts support?
    a: BlindPay converts USDC and USDT to USD, BRL, MXN, COP, ARS, and EUR, settling over ACH, RTP, WIRE, SWIFT, PIX, TED, SPEI, PSE, TRANSFER 3.0, and SEPA.
---

# Stablecoin Payouts

**Pay anyone, anywhere, from a stablecoin balance.** BlindPay converts USDC and USDT to local fiat and settles to bank accounts over local rails: in under 60 seconds, with no pre-funding.

## Who uses stablecoin payouts

- **Marketplaces & platforms** paying global sellers.
- **Companies** paying international contractors and vendors.
- **Fintechs & PSPs** offering payouts as a feature.
- **Remittance** providers moving money cross-border.

## How it works

1. Fund with USDC or USDT.
2. Request a payout quote (transparent FX + fees).
3. Execute payouts to recipients' local bank accounts.
4. Track status via webhooks.

## Currencies & rails

| Region | Currency | Rails |
| --- | --- | --- |
| United States | USD | ACH, RTP, WIRE, SWIFT |
| Brazil | BRL | PIX, TED, BOLETO |
| Mexico | MXN | SPEI |
| Colombia | COP | PSE |
| Argentina | ARS | TRANSFER 3.0 |
| Europe | EUR | SEPA |

## Start paying out

- [Quick start](/docs/getting-started/quick-start) · [Payouts API](/docs/essentials/payouts) · [API reference](https://api.blindpay.com/reference)
- [Stablecoin payments](/stablecoin-payments) · [Stablecoin API](/stablecoin-api) · [Sign up](https://app.blindpay.com/sign-up)