SWIFT Payout Document Verification

Published on February 4, 2026.

All international SWIFT payouts now require compliance document submission before funds are processed. Payouts remain on hold until documents are submitted and approved by our compliance team.

For technical details, check our documentation and Api reference.

TL;DR

• SWIFT payouts now require document upload before processing
• Payouts remain on hold while documents are reviewed
• Documents can be resubmitted if rejected

Why are we making these changes?

International transfers via SWIFT require additional compliance documentation to meet regulatory requirements. This verification process ensures all cross-border payments are properly documented and compliant with international banking standards.

New payout flow for SWIFT

When you create a SWIFT payout, the flow is now:

1. Payout created → On hold while documentation is not provided or under review
2. Documents submitted → Compliance review begins
3. Compliance approved → Payout proceeds normally
4. Compliance rejected → Submit updated documents and review restarts

Compliance review timing varies based on region and case complexity. Payouts remain on hold pending approval, with an 8-hour SLA for document review.