Changelog

Three read-only endpoints now expose the business details, business profile and ownership information you entered during onboarding, so you can sync your instance data into your own systems.

Managed wallets can now earn yield on idle USDC, payins can pull funds straight from a customer bank account, Tempo and Arc are live, and a new prompt library builds your integration with any AI coding agent.

Pay invoices, boletos, PIX codes, utility bills, and tax slips from stablecoins with Payables, move USDC across networks in one transfer, and set partner fees per virtual account.

Pin a partner fee to each virtual account, accept deposits of any size including $0.01, and a new fee rule: below $100 on your monthly invoice, $100 and above at transaction time.

Final call: /receivers paths start answering 301, receiver.* webhooks stop firing, and receiver_* fields, error codes, and messages are renamed. Field-by-field guide and AI migration prompt inside.

Stable error codes with safe-to-display descriptions on every API error, a rebuilt docs site with a built-in AI assistant, and opt-in idempotency.

Compliance can now request information about your instance itself, answered from the dashboard or two new API endpoints, with no account impact.

A new endpoint reads a KYC document with AI and returns an approval-rate signal, so you can pre-screen files before submitting them for verification.

SEPA payouts now accept USDC from Arbitrum, Base, Solana, and Stellar as well as Polygon and Ethereum. Quotes can target the EUR amount, and SEPA accounts link to offramp wallets.

We're renaming "Receivers" to "Customers" across the entire BlindPay platform. Both endpoints will work during a 1-month transition period.

Send USDC and have your recipient get EUR in any SEPA-zone bank account across 40 countries, settling in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C.

A programmatic Request for Information flow, an audit trail for sensitive team actions, and TED as a new high-volume payout rail in Brazil.

Rotated the Stellar mainnet wallet and testnet USDB issuer, and fixed trustline and mint endpoints on Stellar testnet using a different USDB issuer than payins and payouts.

Track actions across your instance with audit logs. See who did what, when, from where, and whether a passkey was used, from the dashboard or the API.

ACH, Wire, RTP, and SWIFT coverage in one table, onboarding SLA down to 1 business day, a new AI & CLI surface, and organization-wide passkey enforcement.

KYB verification now takes 1 business day, document requests match our API docs, and the website field becomes required for businesses on May 2.

BlindPay's billing rebuilt from the ground up: monthly invoicing, transparent fee breakdowns, partner fee settlements, and a new billing screen.

Virtual accounts with ACH, Wire, and SWIFT via a new banking partner, a rebuilt billing and partner fee system, and BlindPay Skills for AI agents.

Launch of ACH and RTP payouts in the US with a new banking partner (no Virtual Accounts needed).

New compliance requirement for international SWIFT payouts. All SWIFT payouts now require document upload and compliance review before processing.

New mandatory fields for ACH, Wire/RTP, and SWIFT bank accounts. US bank accounts created before January 26th, 2026 must be recreated with the new fields.

Model Context Protocol integration, payout tracking with UETR, ACH Trace ID, and Wire IMAD, plus an infrastructure migration to AWS.

Onramp support for Argentina and Colombia, multiple virtual accounts per customer, full Solana deployment, and a new upload endpoint.

Important compliance updates including mandatory PoA documents for UBOs and new updates to Business PoA documents, effective January 8th, 2026.

Major platform improvements including a completely refreshed website, Solana offramp wallet support, and a new Swift SDK for Apple developers.

New Node.js, Python, and Go SDKs, Ethereum Mainnet and Solana Devnet support, and self-service limit requests reviewed within 24 hours.

Compliance changes requiring action: mandatory terms of service acceptance, selfie verification in KYC, and new restrictions for high-risk countries.

RTP to 4,000+ US banks, dedicated offramp wallets, Tron support for USDT, on-hold transaction review in the KYT engine, and new virtual account country requirements.

International SWIFT payouts now generally available, data exports with status and customer filters, and automated receipts for completed payouts.

Role-based access control for teams, automated onramp settlement from virtual account deposits to stablecoins, and early access to SWIFT payouts.

Full Stellar network support alongside EVM chains, expanded virtual accounts documentation, and SWIFT collection for all virtual accounts.