New Billing System
Published on March 6, 2026.
We've rebuilt BlindPay's billing infrastructure from the ground up. The new system replaces per-transaction partner fee settlements with a consolidated monthly billing model, introduces a transparent fee breakdown on every invoice, and gives you a new billing screen to manage invoices, payments, and partner fee claims, all in one place.
- Monthly invoicing with automated generation on the 1st of each month
- Transparent fee breakdown on every invoice
- Partner fees moved from per-transaction to monthly settlement
- Pay invoices via Stripe (card or US bank account) or stablecoins (USDT on Tron, USDC on Solana)
- New billing screen with real-time usage tracking
- Automated email notifications and overdue management
- Plan upgrade is one click and one call away — see blindpay.com/pricing
- Addons support for custom recurring charges (e.g., SWIFT access)
Invoices are now generated automatically on the 1st of each month, covering the previous calendar month. Each invoice consolidates all your charges and partner fee earnings into a single document, giving you a clear picture of what you owe or what you've earned.
How it works:
- Invoices are generated on the 1st of every month
- Each invoice covers a full calendar month (e.g., Feb 1 – Feb 28)
Invoices can have the following statuses:
- Owing — Invoice is unpaid, waiting for payment
- Paid — Payment has been received
- Claimable — You have partner fees to claim
- Collected — Partner fees have been sent to your wallet
- Overdue — Invoice is past the due date
Every invoice now shows an itemized breakdown of your charges, so you always know exactly what you're being billed for.
Invoices include the following line items:
- Subscription plan amount — Your monthly plan fee (Basic, Business, or Enterprise)
- Virtual account fees — Charged per active KYC-approved virtual account
- Payin billing fees — Transaction fees collected on inbound payments
- Payout billing fees — Transaction fees on outbound payments
- Partner fee earnings — Your share of transaction fees, shown as a credit that offsets your charges
- Addons — Recurring charges like SWIFT access, etc.
Invoice calculation:
Your net amount is calculated as total charges minus partner fee earnings. If a minimum monthly amount applies to your plan, the minimum is used when your net is below it. If your partner fee earnings exceed your charges, the excess is claimable — you get paid instead.
Partner fees have transitioned from per-transaction settlements to a monthly settlement model. Instead of receiving a blockchain transfer after every transaction, your partner fee earnings are now accumulated throughout the month and settled on the invoice.
What changed:
- Partner fees are calculated per transaction and tracked in each quote (payin and payout)
- At the end of the month, all partner fees are totaled and applied as a credit on your invoice
- If your partner fee earnings exceed your charges, the remaining balance is claimable directly to your wallet
How to claim partner fees:
- Open the invoice in the billing screen
- If the invoice status is Claimable, click Collect
- Enter your wallet address (EVM-compatible, e.g., Polygon)
- BlindPay sends USDT to your wallet, typically arrives within a few minutes
You can pay invoices via Stripe (credit card or US bank account) or directly with stablecoins on the blockchain.
Stripe payments:
- Add a credit card or US bank account via the Stripe Customer Portal
- Invoices can be paid directly through the Stripe-hosted invoice page
- Manage your payment methods at any time from the billing screen
Blockchain payments (USDT on Tron, USDC on Solana):
- Open an invoice and click Pay, then select Blockchain
- A dedicated wallet address is displayed along with the exact amount to send
- Send the exact amount of stablecoins to the wallet address
- Payment is detected automatically and the invoice status updates within minutes
A completely new billing screen is available under Settings > Billing in the BlindPay app.
What you'll find:
- Subscription card — Your current plan, status, and subscription start date
- Current usage — Real-time view of your charges for the current billing period, including virtual account count, payin/payout fees, partner fee earnings, and addons
- Invoice history — All past invoices with status, amounts, and links to the Stripe-hosted invoice
- Invoice detail view — Click any invoice to see the full breakdown: fees, partner fee earnings, addons, discounts, and credit notes
- Fees table — Expandable table showing your payin and payout fee rates per payment method (ACH, Wire, Pix, SWIFT, etc.) and per blockchain network (Tron, Ethereum, Polygon, etc.)
- Payment method — View your saved payment method and open the Stripe Customer Portal to update it
- Billing details — Manage your billing contact information (name, email, tax ID, and address). All billing-related communications are sent to the billing email set here; if none is configured, the instance owner's email is used as fallback.
You'll receive email notifications throughout the invoice lifecycle to help you stay on top of payments.
Notification schedule:
- Invoice created — "Your Invoice is Ready" email with amount, due date, and a link to view and pay the invoice
- 7 days before due — Upcoming invoice reminder
- 2 days before due — Payment reminder
- Due date — Due today notice
- 1 business day overdue — Past due alert
- 4+ business days overdue — Overdue action required
Overdue blocking:
If an invoice remains unpaid for more than 4 business days past the due date, the instance is automatically blocked. Blocked instances cannot process new transactions. An instance is unblocked only when no invoice is overdue for more than 4 business days. After paying the overdue invoice, the instance is unblocked automatically.
- Partner fee settlement model changed: Partner fees are no longer sent per transaction. All partner fee earnings are accumulated and settled monthly via the invoice.
- Fee structure updated: Fees are now structured per payment method and per blockchain network.
- Stripe and blockchain payments: Each instance is linked to a Stripe customer. Invoices are created in Stripe with itemized line items and can be paid through Stripe or via blockchain with stablecoins.